by afa | Nov 6, 2024 | Blog, business owners, Group Benefits, health benefits, incorporated professionals
When it’s time to renew your organization’s group benefits plan, it’s a chance to step back, take a close look, and ensure everything still makes sense for your team and budget. Each year, your provider will review past claims and usage to help adjust coverage and...
by afa | Aug 1, 2024 | Blog, business owners, financial advice, Financial Planning, Group Benefits, health benefits
Group benefits can be intricate both in their establishment and administration. There are numerous details and considerations to be aware of when purchasing a group benefits plan, one of which is the target loss ratio (TLR).Key Questions Addressed:What is a target...
by afa | Jul 1, 2024 | Blog, business owners, Group Benefits, health benefits, incorporated professionals
In today’s ever-evolving workplace landscape, employees place a premium on several key factors: 1. Alignment with employer values, especially sustainability. 2. Achieving a harmonious work-life balance. 3. Assistance in coping with the rising cost of living...
by afa | Oct 2, 2023 | Blog, business owners, dental benefits, Group Benefits, health benefits
Building a Sustainable Future TogetherAs specialists in group benefits, the primary goal is to cultivate a sustainable future by collaborating closely with clients. The belief is that an informed and engaged workforce is pivotal for the success of any organization. A...
by afa | Jul 4, 2023 | 2023, Blog, dental benefits, Family, health benefits, Individuals
In the most recent federal budget, an expansion to the Canada Dental Benefit, initially announced in fall 2022, was declared. It’s a significant development that aims to make dental and oral health care accessible to more Canadians. This expansion transforms the...
by afa | Dec 12, 2022 | 2022, health benefits, Individuals
As part of Budget 2022, the federal government recently announced that EI sickness benefits would be extended from fifteen weeks to twenty-six weeks as of December 18, 2022.What do these changes mean:If your short-term disability plan integrates with EI sickness...