Starting July 1st, 2023, some children whose dental costs exceed the maximum benefit amount may receive an additional payment.
It’s also important to note how this plan interacts with other programs. If another level of government provides a dental program, that program takes precedence over the federal plan. For example, in Quebec, certain services for children under 10 are covered free of charge by the Régie de l’assurance maladie du Québec (RAMQ). Any costs not covered by RAMQ could potentially be covered under the Canadian Dental Care Plan, following applicable rules and maximums.
Extended Coverage Commencing in 2023
As the program evolves, by the conclusion of 2023, it will encompass Canadians under the age of 18, individuals with disabilities, and seniors earning an annual family income below $90,000.
Progressing further, by the year 2025, the Canadian Dental Care Plan aims to include all Canadians who have an annual family income under $90,000 and do not possess private dental insurance.
You might be wondering how these changes will impact dental coverage under group insurance plans. As of now, it’s too early to tell since some details are yet to be disclosed by the federal government. However, please be assured that we are vigilantly following these developments and will keep you updated as we learn more. We understand the importance of ensuring you and your loved ones have access to the dental care you need, and we’re here to help you navigate these changes every step of the way.
Remember, dental health is a vital part of overall health. This Canadian Dental Care Plan expansion represents an important step toward improved access to dental care for many Canadians. By understanding how these changes may impact you and your family, you can make informed decisions that support your ongoing health and wellness.
As always, we are here to help answer your questions and provide guidance. Together, we can navigate these changes and ensure you continue to receive the best care possible.